Many folks grapple with this situation: do I save for my own retirement or do I help my kids with college expenses? My bottom line answer is this: your kids can get low interest loans for college -- you can’t do that for retirement. Easy to say, but there's a lot more to it than … Continue reading Retirement & College on sale!
Small business owners have more high-quality, low-cost opportunities than ever.
One of the steps in the financial planning process for my clients is to create their account on the official Social Security website and learn what their estimated benefits are based on their reported work record. I know they send out the annual statements, but sometimes we move, and the Social Security administration doesn't catch … Continue reading Social Security: What’s your number?
I spend quite a lot of time on this blog talking about saving for retirement. However, until today, I haven't spent any time clarifying WHERE to put that savings. What exactly is a retirement account? Where does one find these accounts to use for that retirement savings? How do I choose if I have more … Continue reading Retirement Savings Accounts
As 2018 draws to a close and you look at retirement savings goals for 2019, I want to offer some thoughts on your nest egg beyond just "Save, Save, Save!" into those 401(k) and IRA accounts.