Social Security: What’s your number?

One of the steps in the financial planning process for my clients is to create their account on the official Social Security website and learn what their estimated benefits are based on their reported work record.  I know they send out the annual statements, but sometimes we move, and the Social Security administration doesn't catch … Continue reading Social Security: What’s your number?

Retirement Savings Accounts

I spend quite a lot of time on this blog talking about saving for retirement.  However, until today, I haven't spent any time clarifying WHERE to put that savings.  What exactly is a retirement account? Where does one find these accounts to use for that retirement savings?  How do I choose if I have more … Continue reading Retirement Savings Accounts

TSP: Love it

TSP has evolved over the last several years to become something very different than the original program that received its first contributions back in 1987 and has now become the largest defined contribution plan in the world.   So, what's the word about TSP?

Prevent Cracks in Your Nest Egg

As 2018 draws to a close and you look at retirement savings goals for 2019, I want to offer some thoughts on your nest egg beyond just "Save, Save, Save!" into those 401(k) and IRA accounts.

Future Veterans’ Retirements

My veteran focused topic today is looking at retirement benefits for future veterans.  During calendar year 2018, service members who entered military service prior to Jan 1, 2018 and have less than 12 years of service have the option to switch to the new Blended Retirement System (BRS).  Let's look at the details and decision points.