Tax Refund = Your Money

Today is the deadline for receiving many of the needed tax documents to start preparing your 2018 taxes, including W-2s and 1099-Rs.  So let's take a minute to talk about tax refunds. A tax refund is not free money.  It is your money that the government has been allowed to hold throughout the year without … Continue reading Tax Refund = Your Money

Down but not out

As the government shutdown continues, the financial drain on the many furloughed federal employees will also continue.  I wish I had a magic wand to wave for those in the most dire straits at this point in time.  My one sage piece of advice is this: Your creditors need to know.  Call them.  Call all … Continue reading Down but not out